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Some Common Myths About Insurance Companies People Fall For After A Car Accident


Assume you have been involved in a car accident because of another driver’s fault, and you have suffered injuries. You are rushed to the hospital and find out that you need to undergo extensive treatment for your injury. Most likely, you will expect the at-fault driver’s insurance company will pay your medical bills as you undergo treatment. While it is understandable why you would think so, is this the case? Well, the reality is that until you settle your personal injury claim, you are generally responsible for your medical bills. However, after your personal injury attorney helps you prove your case, the at-fault party’s insurance company will reimburse you for your out-of-pocket expenses.

The at-fault party’s insurance company will pay for my ongoing medical treatment,” is just one of the many myths that people fall for about insurance companies after a car accident. If you were injured in a car accident, it is crucial that you avoid falling for myths about insurance companies. If you fall for the above myth, for instance, you might end up getting frustrated when you find out that you need to pay your medical bills after your accident as you await compensation. Falling for other myths about insurance companies after a car accident might lead to you jeopardizing your chances of recovering compensation or recovering less than you deserve.

Below are two other myths about insurance companies you should avoid falling for after a car accident.

I Must Give the Insurance Company a Recorded Statement To Get a Settlement

After a car accident, an insurance adjuster from the at-fault party’s insurance company will contact you and tell you that you need to give a recorded statement. Some people believe that they cannot get a settlement if they don’t provide the insurance company with a recorded statement. This is far from the truth. You are not obligated to give an at-fault party’s insurance company a recorded statement.

Insurance companies usually ask for recorded statements so they can look for something in a plaintiff’s statement that can warrant denying their claim or giving them less than they deserve. For example, if you give a recorded statement, the insurance company might use a statement that contradicts what the defendant told them against you to claim you are at fault for your accident.

The Sooner I Settle My Claim With an Insurance Company, the Better

Some people believe that getting an at-fault party’s insurance company to pay up as soon as possible will get them the best outcome. This is just a myth. The reality is that, often, when an insurance company agrees to settle fast, it only does so, so a plaintiff doesn’t realize how severe their injury is. It would be best if you waited until you understood the full extent of your injury before settling a personal injury claim. As long as you initiate your claim before the statute of limitations has expired on your case, you shouldn’t be in a rush to settle.

Legal Help Is Available

If you’ve suffered a personal injury, you should contact a qualified attorney as soon as possible. Our Fort Lauderdale personal injury attorneys at The Pendas Law Firm can help you handle insurance companies while you focus on healing and help you recover the compensation you deserve. Contact us today to schedule a consultation.

The Pendas Law Firm also represents clients in the Ocala, Orlando, Bradenton, Tampa, Daytona Beach, Fort Myers, Miami, Jacksonville, and West Palm Beach areas.

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