Flood Insurance
Why Are Whiplash Symptoms Often Delayed After a Car Accident?
Whiplash, one of the most common injuries in car accidents, occurs when the neck experiences a sudden, forceful, fast back-and-forth movement. This injury is common in rear-end accidents but can occur in any car accident. Most often, the symptoms of whiplash are not immediately apparent after a car accident. Many times, symptoms appear hours… Read More »
Who Is at Fault in an Intersection Car Accident in Florida?
Accidents at intersections are quite common in the U.S., Florida not being an exception. According to the Federal Highway Administration (FHA), more than 2 million intersection accidents happen annually. It is estimated that 40% of all accidents in the U.S. involve intersections. This means that intersection accidents come second after rear-end collisions. Intersection car… Read More »
Do You Have To Call the Police After a Minor Car Accident in Florida?
Car accidents are a common occurrence in Florida. A car accident, even a minor one, can be incredibly stressful. A car accident can leave you confused and unsure of what to do next. After a seemingly minor accident, one common question people ask is, “Do I have to call the police?” Even if you… Read More »
How Are TBI Settlements Calculated After a Florida Car Accident?
Traumatic brain injuries (TBIs) are among the most serious injuries people can sustain in car accidents. Any damage to the brain can result in significant challenges in your life. A TBI can cause physical, emotional, and financial difficulties. If you suffered a traumatic brain injury because of another party’s negligence, you may be eligible… Read More »
What Is the Average Payout for a Rear-End Collision in Florida?
Rear-end accidents are quite common in the U.S. According to the NHTSA, these accidents account for almost 30% of all accidents in the U.S. Rear-end accidents can result in a substantial number of injuries and deaths every year. When a rear-end accident occurs due to the negligence of another party, the injured party may… Read More »
The Future of Flood Insurance
The National Flood Insurance Program (NFIP) is set to expire on July 31, 2018, which is a problem for Floridians and anyone who lives in flood-prone areas. Especially since standard homeowner’s insurance policies don’t cover flood damage. What is the National Flood Insurance Program? Recognizing that most insurance policies don’t cover flood damage, the… Read More »
Preparing for Hurricane Season
Three major hurricanes struck the United States last year, and forecasters say 2018 could be another above-average season. In fact, Colorado State University recently released a preliminary seasonal forecast that predicts 14 named storms this year, including (once again) three major hurricanes. (Hurricane season officially begins June 1 and ends November 30.) With a… Read More »
Negligent Real Estate Appraisals in Florida
A real estate appraisal provides the current market value of a particular property. In other words, it determines the property’s likely market sales price. Prospective homebuyers and homeowners rely on real estate appraisals to give a reliable estimate of what a particular home is worth. Banks, too, rely on this appraisal in approving or… Read More »
Insurance Company Disputes Effective Date of Flood Insurance Policy
Almost 500,000 insurance claims have been filed in Florida because of Hurricane Irma, and only 17 percent of those claims have been closed, according to recent figures from the Florida Office of Insurance Regulation. Standard homeowner’s insurance policies don’t cover flood damage. In fact, if you were in Irma’s path, you might have sustained… Read More »
Florida Homeowners without Flood Insurance
Of the people living in Florida’s four southernmost counties, there are 1.3 million homes located in high-risk flood areas, according to data collected by the National Flood Insurance Program (NFIP). Of those 1.3 million, more than 861,000 don’t have flood insurance. The four southernmost counties are Broward, Miami-Dade, Monroe and Collier, which are home… Read More »