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Florida Personal Injury Lawyers > Florida Business Interruption Insurance & COVID-19 Lawyer 

Florida Business Interruption Insurance & COVID-19 Lawyer

At The Pendas Law Firm, our Florida business interruption insurance lawyers are committed to providing aggressive, solutions-oriented advocacy to our clients. We know how to hold large commercial insurance companies accountable.

If your COVID-19 business interruption claim was denied or if you have general questions about your rights or your options, we are here to help. To set up a free, completely confidential initial consultation with an experienced Florida business interruption insurance lawyer, please contact us today.

What is Business Interruption Insurance?

Business interruption insurance offers financial protection to companies that have suffered a loss of income/earnings as a result of a disaster. If a Florida company is unable to operate or if it can only operate at a limited capacity, its business interruption policy can be used to cover its expenses and lost profits. The standard formula for determining the value of this type of insurance claim is:

  • Operating costs + net profits + approved add-on costs = total value of the claim.

To be clear, business interruption policies are subject to limits and exclusions. Unfortunately, the big insurance companies are primarily interested in protecting their own bottom line—and they are not always willing to pay out the full value of claims. Our Florida insurance lawyers are here to protect your rights and help your company get the financial support it is owed.

Business Interruption Insurance and COVID-19 (Coronavirus)

If you are a Florida business owner and your company suffered losses due to the coronavirus or the subsequent government shutdowns, it is imperative that you carefully review the terms of your business interruption policy. You may have a path to recover financial support for some (or all) of your losses.

It is crucial that you are ready for the challenges you may face in the claims process. In some cases, business interruption coverage requires physical damage to the premises in order for coverage to apply. There are questions about if/when coronavirus exposure will qualify as physical damage. Additionally, some business interruption policies strictly exclude coverage for virus-related losses. If you have any questions about your policy, our Florida business interruption attorneys can help.

Why Work With the Florida Insurance Attorneys at The Pendas Law Firm

Business interruption claims are complicated—especially for companies that suffered losses as a result of the coronavirus. At The Pendas Law Firm we have a comprehensive understanding of the tactics and strategies used by Florida’s largest insurance companies. Our team is here to help you navigate the claims process so that you can maximize your recovery. When you call our law firm, you will get to speak to a lawyer who can:

  • Conduct a comprehensive assessment of your business interruption claim;
  • Review your policy and explain your rights and options;
  • Gather and organize all relevant evidence, including pre/post coronavirus earnings;
  • Negotiate with insurance representatives to get you a full financial settlement; and
  • Prepare a strong, well supported business interruption claim.

Call Our Florida Business Interruption Insurance Lawyers for Immediate Assistance

At The Pendas Law Firm, our business interruption lawyers are aggressive, results-focused advocates for our clients. If you have questions about business interruption insurance and coverage for coronavirus-related losses, we are here to help.

For a free, no obligation consultation, please contact us today. With offices in Jacksonville, Daytona Beach, Orlando, Ocala, Tampa, Fort Myers, Bradenton, West Palm Beach, Fort Lauderdale, and Miami, we are well positioned to represent business throughout the entire state of Florida.

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