Switch to ADA Accessible Theme Close Menu
Florida Personal Injury Lawyers
$1,748,000

Auto accident, multi-car crash

$1,035,000

Auto accident involving defective airbag

$600,000

Death resulting from hospital turning away patient

$550,000

Auto accident involving tractor trailer

$345,000

Auto accident involving a work vehicle

$340,000

Slip and fall at a hotel bathroom

Call, Text, or Chat: 1-888-LPENDAS
(573-6327)
Free Initial Consultation
protected by reCAPTCHA Privacy - Terms
Florida Personal Injury Lawyers > Florida Hurricane Insurance Claims Lawyer > Florida Home & Condo Hurricane Insurance Claims Lawyer

Florida Home & Condo Hurricane Insurance Claims Lawyer

In the aftermath of a hurricane Florida residents are forced to begin navigating confusing and often contentious insurance claim proceedings in an effort to start making repairs on their homes and condos. Whether a homeowner’s insurer is unreasonably delaying a claim or has provided an inaccurate and unfair estimate of damages, having the advice of an experienced Florida home & condo hurricane insurance claim lawyer is necessary to the successful resolution of a case.

Homeowner’s Insurance

Fortunately for Florida residents, most homeowner’s insurance policies cover wind damage caused by natural disasters like hurricanes. This means that condo owners and homeowners whose siding or roofs are damaged during a hurricane can expect to collect compensation to cover the costs of repair. However, hurricanes are almost always accompanied by heavy rains, which can make the insurance claims process much more difficult. This is because most homeowner’s insurance policies do not cover damage caused by flooding and during large storms, such as hurricanes, it can be difficult to determine which caused what type of damage. For example, it may be clear that wind damage broke the windows in a home, but it will be more difficult to demonstrate that the subsequent water damage should also be covered by the same policy. In these cases, whether or not a homeowner purchased a separate insurance policy to cover flooding can be crucial in determining how much they can expect in payment.

Aside from covering damage to the home and its contents, most homeowner’s insurance policies also provide coverage for additional living expenses. This includes payment for a hotel or rental home while repairs are being made to the home. Finally, the cost of debris removal and boarding up are also usually included in these types of policies.

Condo Owners

Condo owners often face unique problems after a hurricane. This is because there is not one, but two insurance policies at play when a condo is damaged in a hurricane. The first policy is purchased by the condo owner and covers the inside of the home as well as its contents. The second policy is provided by the condo association, which is required by law to purchase property damage insurance. Also known as casualty insurance, these policies cover damage to the common elements of a home, such as the roof, drywall, and structural elements of the residence caused by storms, floods, and fires. However, certain specific items within an owner’s unit are not covered by an association’s policy, including carpeting, built-in cabinets and countertops, electrical fixtures, appliances, furniture, clothing, and jewelry.

Condo owners whose homes are damaged during a hurricane are required to deal with at least two different insurers: the insurer for their own individual policy and the condo association’s insurer. In some cases, it may also be necessary to file a claim with a third insurer that specifically covers flood damage. Handling all of these claims can be difficult, making it especially important for condo owners whose homes were damaged during the recent hurricane, to speak with an insurance claims lawyer who can represent their interests.

Get the Legal Representation You Deserve

Please contact The Pendas Law Firm at 1-888-573-6327 to speak with a dedicated insurance claims lawyer about your case. We are eager to begin working on your behalf.

Share This Page:

Read What Others Have To Say About Us

  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

    Joseph Kestell
  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod