Category Archives: Insurance Claims
Florida House Votes to Repeal PIP Insurance
The Florida House of Representatives recently voted to repeal the state’s personal injury protection (PIP) insurance system. It’s now up to the Senate whether Florida, which is still only one of ten states with no-fault auto insurance, eliminates PIP coverage in favor of bodily injury coverage. What Is PIP Insurance? Under current Florida law,… Read More »
Will Florida Reform Its Personal Injury Protection (No-Fault Insurance) System?
Florida is currently one of ten states with personal injury protection, also known as no-fault auto insurance. But state legislators are trying to change Florida’s auto insurance system. Two competing bills have recently been voted out of their respective committees and will be debated by the full legislative chambers. The state Senate Banking and… Read More »
Accidents with an Uninsured or Underinsured Motorist
If you’re in a car accident, one of the first things you should do is ask the other driver for his or her insurance information. But what if the other driver doesn’t have car insurance? According to the Insurance Information Institute, Florida has one of the highest percentages of uninsured motorists. In 2012, Florida… Read More »
Does Your Insurance Policy Cover Sinkhole Damage?
Sinkholes are common in Florida and can be extremely dangerous. In fact, Florida has more sinkholes than any other state in the country. Consider the nightmare scenario: In 2013 a man living in Seffner, near Tampa, was swallowed by a sinkhole that opened below his bedroom. His brother heard his screams, but by the… Read More »
A Brief Recap of Florida Sinkhole Insurance Coverage
Because sinkholes are so common in Florida, it is a good idea to review your homeowners’ insurance policy annually to make sure that you are covered for sinkhole damage. Their commonality is also a good reason for us to provide a brief overview of sinkhole insurance coverage to our clients and other Florida residents…. Read More »
Dealing With a Bad Faith Insurance Dispute in Fort Lauderdale, FL
Under Florida law, home insurance providers are required to provide their policyholders with a Homeowner Claims Bill of Rights. This bill of rights is meant to protect homeowners from instances of insurance bad faith, and to ensure that each claim is given the adequate attention that it deserves. If your insurance company denies your… Read More »
Colossus: The Computer Program Routinely Used by Insurance Companies to Value Your Personal Injury Claim
Though many personal injury lawyers will assert to be able to value your claim, the truth of the matter is that most insurance agencies often use a computer system called Colossus to calculate what your personal injury is worth. Colossus was introduced in 1980 and has proven to be so effective that more than… Read More »
West Palm Beach Personal Injury Lawyer Addresses 4 FAQs Regarding Insurance Adjusters and the Claims Process
If you recently filed a personal injury claim, you will have to deal a significant amount with insurance adjusters—from both your own insurance company and the defendant’s insurance company. No matter whose insurance adjuster it is, the individual assessing your case is going to try very hard to reduce your injuries so that your… Read More »
Understanding Sinkhole Liability & Who Is At Fault
Because a sinkhole is a natural occurrence, many people mistakenly believe that if they are injured in a Florida sinkhole accident, or if their property is severely damaged in a sinkhole accident, that there is nothing they can do about it. However, depending on the circumstances surrounding the sinkhole accident, you may be able… Read More »
Understanding Flood and Hurricane Insurance, and Knowing Why You Need It
When your homeowner’s insurance plan states that it covers “water damage,” you assume that means water damage by any number of sources, such as a broken washing machine, a burst pipe, a leaking roof, or a sudden flood. However, when you go to file a claim for water damages caused by this spring’s flash… Read More »