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5 Things Not To Tell The Insurance Company After A Car Accident


After a Florida car accident, you need to be extremely careful about what you say to your insurance company or the other party’s insurance company. Remember, saying even one wrong thing to the insurance company can result in you getting a reduced payout or not getting paid at all. To ensure you get the compensation you deserve after a Florida car accident, keep in mind the following five things you need to avoid telling the insurance company.

Anything, Immediately After the Accident

Indeed, you need to contact your insurance company after a car accident if you expect to file a claim with your insurance company. For example, if you get into a hit and run accident, you can expect to file a claim with your insurer if you have uninsured and underinsured motorist coverage. But, you do not have to contact your insurance company right after your accident happens. In fact, it is best that you avoid contacting your insurance company immediately after your car accident. It would be best if, after an accident, you gave yourself some time to know what to say. Immediately after an accident, you are most likely in shock, stressed, and confused. These conditions are not ideal for reporting an accident to the insurance company.

“I’m sorry” or “I apologize”

Do not admit fault when you talk to the insurance company after a Florida car accident. Often, people inadvertently admit guilt. When speaking to the insurance company, you should avoid saying things like “I’m sorry” or “I apologize.” Even if you are just being polite, such statements can be considered an admission of guilt.

“I’m fine”

When you talk to the insurance company after an accident, do not say you feel fine just because you cannot notice any injuries or feel any pain. Remember, some injuries are not immediately noticeable after an accident. If the insurance company asks about your injuries soon after your accident, simply say your doctor is still examining your injuries.

“I think”

Stick to facts when dealing with insurance companies. Avoid making “I think” statements when asked a question you do not know the answer to. Instead of making “I think” statements, tell the insurance company you are not sure.

“I do not have an attorney”

You should not let the insurance company find out you don’t have an attorney. If the insurance company finds out you don’t have legal counsel, they may take advantage of you. If you don’t have an attorney, simply avoid mentioning it and look for one as soon as possible.

When you work with an attorney, the insurance company cannot take advantage of you. Working with an attorney can ensure you recover the compensation you deserve.

Legal Help Is Available

There are more things you need to avoid telling the insurance company after a car accident. An attorney can help you understand all these things. Our West Palm Beach personal injury attorneys at The Pendas Law Firm can even handle the insurance company on your behalf. Contact us today to schedule a consultation.

The Pendas Law Firm also represents clients in the Orlando, Fort Lauderdale, Fort Myers, Miami, Tampa, Bradenton, Daytona Beach, Ocala, and Jacksonville areas.

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