What is the benefit to stacking my insurance coverage?
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In the event that the person who hit you does not have Uninsured Motorist coverage, Stacked UM Coverage increases your potential coverage if you own multiple cars. The stacking option is inexpensive according to the benefit you will receive. Your PIP will always be used because the first $10,000 of benefits are from your carrier. The law requires that even if a client is not at fault, their insurance is required to pay. Call The Pendas Law Firm to review your policy to see if you have appropriate coverage.