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Top Excuses Insurance Companies Use Against Plaintiffs After Car Accidents


After being involved in a Florida auto accident, among the many difficult things a driver has to deal with is their insurance company. Unfortunately, even though your insurance company welcomed you with open arms the day you purchased your insurance coverage, it won’t be the same case when you file a claim after an accident. Equally, victims, whether motorists, passengers, or cyclists, who have to deal with at-fault drivers’ insurance companies also experience tough times. Insurance companies use excuses to make plaintiffs accept low offers or give up on their claims. Unfortunately, because some of the excuses used are quite convincing, many victims who fail to work with qualified personal injury attorneys end up accepting the low offers from insurance companies or giving up on their claims.

As personal injury attorneys with years of experience, we have heard all sorts of excuses from insurance companies. Below are four commonly used excuses.

Your Injuries Exist Due To a Pre-Existing Medical Condition

Even if you had a pre-existing medical condition at the time of the accident, you deserve compensation. Your injuries might have no connection to the injuries you sustained after the accident, or the accident might have worsened your medical condition.

You Failed To Seek Medical Attention Immediately

Just because you never went to the hospital immediately after the accident does not mean you are automatically disqualified from receiving compensation. A delay in seeking medical treatment might reduce the monetary compensation you receive, but it should not automatically disqualify you from receiving compensation. Nonetheless, it would be best to seek medical attention right away after an accident.

You Showed No Signs of an Injury at the Accident Scene

The lack of obvious signs of an injury at an accident scene does not mean a person is not injured. Suppose you suffered an injury whose symptoms showed days after the accident. In such a case, the insurance company should not use such an excuse against you. Your attorney can help you prove your injury and its extent using your medical records and other relevant evidence.

You Are Partly at Fault

Trying to shift the blame to plaintiffs is a common tactic used by insurance companies. After an accident, an insurance company might try to blame you partly for the accident by claiming there was a way you could have prevented the accident. Working with a qualified personal injury attorney gives you a chance to disprove any false accusations. Additionally, even when found to be partially at-fault for an accident, a skilled attorney can help you receive compensation. The compensation amount you receive might be lower in such a case, but it is better than receiving nothing.

Need Help Dealing With Insurance Companies After an Accident?

Insurance adjusters are cunning and are focused on the interests of the insurance companies they work for and not on your interests. Therefore, after an accident, one of the worst things you can do is deal with insurance companies without expert help. Our qualified and successful West Palm Beach personal injury lawyers from the Pendas Law Firm will help you deal with tricky insurance adjusters and receive the compensation you deserve. Contact us today to schedule a consultation.

The Pendas Law Firm also represents clients in Jacksonville, Miami, Orlando, Ocala, Daytona Beach, Fort Myers, Tampa, Fort Lauderdale, and Bradenton areas.



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