Switch to ADA Accessible Theme Close Menu
Florida Personal Injury Lawyers

Auto accident, multi-car crash


Auto accident involving defective airbag


Death resulting from hospital turning away patient


Auto accident involving tractor trailer


Auto accident involving a work vehicle


Slip and fall at a hotel bathroom

Call, Text, or Chat: 1-888-LPENDAS
Free Initial Consultation
protected by reCAPTCHA Privacy - Terms

Signs The Insurance Company Might Try To Deny Or Underpay Your Car Accident Claim


After suffering a personal injury in a Florida car accident, you have the right to file a claim and recover compensation from the at-fault party’s insurance company. Unfortunately, despite what you might think, insurance companies are in the business of making money. This means that it is part of an insurance company’s business model to try to underpay claimants or get out of paying claimants altogether.

As personal injury attorneys, we know the different signs you need to watch out for to tell that an insurance company is trying to deny or underpay your car accident claim. Below is a look at four signs that indicate the at-fault party’s insurance company is trying to deny or underpay your car accident claim.

Sign #1: A Quick Settlement Offer

If an at-fault party’s insurance company gives you a quick settlement offer, there is a high chance that the insurance company is trying to underpay your claim. It is crucial that you avoid accepting a fast settlement offer from an insurance company without first speaking to your attorney.

Sign #2: Your Claim Is Experiencing Unexplained Delays

If your car accident claim is experiencing unexplained delays, it might be a sign that the insurance company is trying to deny or underpay your claim. Insurance companies are known to use delay tactics when trying to protect their profits. An insurance company will delay your claim in the hope that you will grow desperate to the point of accepting any offer given to you, even if it is a low one.

Sign #3: The Insurance Company Asks You To Give a Recorded Statement

It is crucial that you avoid giving a recorded statement to an insurance company after a car accident. After all, the insurance company does not need a recorded statement from you to process your claim. If the insurance representative tells you that they need you to give a recorded statement so they can be able to proceed with your claim, they are lying. Asking for a recorded statement is one of the tactics insurance companies use to gather things they can use against claimants. If you accept to give a recorded statement to the insurance company, the insurance company might use some information from your statement to justify a reduced payment.

Sign #4: The Insurance Company Claims You Are at Fault for Your Accident

Once the defendant’s insurance company starts claiming that you are also to blame for your car accident, it is a sign that it is trying to deny or underpay your claim. Insurance companies know that not everybody knows about Florida’s comparative negligence rule, which is the rule that allows plaintiffs to recover compensation even if they are also to blame for their accident.

Legal Help Is Available

If you were hurt in a Florida car accident and need help dealing with an at-fault party’s insurance company, contact one of our Jacksonville personal injury attorneys at The Pendas Law Firm. We have experience dealing with insurance companies and can help you recover the compensation you deserve. Contact us today to schedule a consultation.

The Pendas Law Firm also represents clients in the Miami, Tampa, Orlando, Ocala, Bradenton, Daytona Beach, West Palm Beach, Fort Myers, and Fort Lauderdale areas.



Read What Others Have To Say About Us

  • “I'm very happy with this firm... Joel is an excellent attorney and Carolyn is an amazing paralegal, After been ditched from another law firm, Pendas took care of me and they won my case. I recommend them 100%...” - Jacksonville -

    Maria Pastor
  • “This law firm is amazing. I love how they always try to stay/keep in contact with you. It shows that they really care and want everything taken care of correctly, Thank You!...” - Orlando -

    Shantelle Blackwell
  • “I'm very thankful for all the attention of all the Pendas staff that took care of my case and helped me through the process, thanks for your patience, collaboration and comprehension!...” - Tampa -

    Carlos Guadalupe
  • “The Pendas Law Firm was amazing! They are very kind, professional, and hard-working! They always kept me informed. Larry Trias was great to work with! I always recommend Pendas to family and friends. Thank you for helping me with my case!” - Fort Myers -

    Heather Pepper
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Their staff speaks Spanish and you feel like family.” - Orlando -

    Ian Brito
  • “I would definitely recommend this firm. The staff really helps you and they actually show you that they care, especially Siomara Roldan. She has been a great help for my family and myself, she is always helpful with any questions.” - Tampa -

    Wilmer D Santana Rodriguez
  • “Pendas is the best! The paralegals are very attentive to your case, knowledgeable, and communicative! The attorney also won’t just be there the day of your sign up, but all throughout the process as needed. I truly recommend Pendas!” - Orlando -

    Ben Fitzgerald