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Questions An Insurance Adjuster Can Ask After A Florida Car Accident To Trap You


If you sustained injuries in a Florida car crash because of another party’s negligence, you probably already know that you can file a claim against the at-fault party’s insurance company. As part of the claims process, you should expect to talk to an insurance adjuster. An insurance/claims adjuster is an individual whose main duty is to assess the amount of compensation an individual who has made a claim on their insurance policy should be paid.

If you plan to file an insurance claim against an at-fault party’s insurance company, you must prepare yourself for contact with the at-fault party’s insurance company’s insurance adjuster. The best way for you to do this is by hiring a skilled car accident attorney. When an insurance adjuster contacts you, they will most likely interview you about your car accident and everything related to your accident. The information you give to a claims/insurance adjuster can influence the value of your claim.

Keep in mind that you are not under any obligation to speak to an insurance adjuster before hiring an attorney. In fact, it is recommended that you don’t speak to an insurance adjuster before hiring an attorney. Many times, insurance adjusters lay traps for claimants in the form of “innocent” questions. In the process, many people destroy their potential cases by giving insurance adjusters information that provides them a basis to deny their claims.

Common Question Insurance Adjusters Ask to Trap Claimants

Some of the common questions insurance adjusters ask to trap claimants include the following:

  1. Who do you think was responsible for the accident?
  2. What were you doing just before the collision happened?
  3. Where were you going to or coming from when the collision occurred?
  4. Did you speak to any witnesses after the accident? If you did, can I have their contact information?
  5. When did you seek medical treatment for your injuries?
  6. Were you hurt?
  7. Did the weather play a role in the accident?
  8. Have you stopped going to work due to your injuries?
  9. Were you wearing a seatbelt at the time of the collision?

An insurance adjuster might push you to answer any other questions and even make you feel bad for not wanting to answer them. However, despite what an insurance adjuster says to you or makes you feel, it would be best for you to avoid answering the above questions and any others that feel like a trap before speaking to an attorney. By working with a skilled and dedicated attorney, you can prevent an at-fault party’s insurance company from taking advantage of you.

Contact Us for Legal Help

If you have been in a car accident that was another party’s fault, it would be best for you to hire an attorney who can help you handle all interactions and communications with the at-fault party’s insurance company. Our Miami personal injury attorneys at The Pendas Law Firm can help you handle an at-fault party’s insurance company and obtain the compensation you deserve. We can fight for you while you focus on recovering from your accident. Contact us today to schedule a consultation.

The Pendas Law Firm also represents clients in Orlando, Jacksonville, Fort Myers, Daytona Beach, Bradenton, West Palm Beach, Fort Lauderdale, Ocala, and Tampa areas.

Read What Others Have To Say About Us

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