How to Get Fair Compensation From an Insurance Adjuster
Following an unexpected accident, many people who have suffered injuries subsequently decide to pursue compensation from either their own insurance company or the insurance company of the person who negligently caused the accident to occur. And while the overwhelming majority are claims are eventually settled, that doesn’t change the fact that negotiating with an insurance adjuster after an accident can be a lengthy and complicated process and obtaining the compensation you deserve can be an uphill battle.
What is an Insurance Adjuster’s Job?
To understand the potential hiccups, it is initially important to think about the roles that insurance adjusters serve in to their companies. The insurance adjuster’s job includes researching your accident, identifying fault, establishing a value for the claim and determining how much money you are entitled to – or whether you are entitled at all. Insurance companies rely on these adjusters to organize and examine each case and determine how much the company should have to pay according to their policies. For that reason, the insurance adjuster handling your claim is ultimately trying to find ways to minimize the insurance company’s liability and pay out as little as possible. The good news is you don’t have to settle for that.
Tips for Obtaining Fair Compensation
Stay organized. Safeguard all of the documents related to your injuries, including your medical bills and records, and keep all of your evidence in the same place. Take notes during any phone conversations you have with the adjuster, save all written correspondence you receive from the company and record any settlement figures you’re offered.
Keep your conversation to a minimum. You can freely provide basic information about the accident, including the date, time, and location of the incident and the information you know about the other driver. Beyond that, understand that you have every right to decline to provide a recorded statement until you obtain legal help and you probably should so that you don’t inadvertently say something that can be twisted and used against you.
Hire an attorney. Hiring the right legal team is the best way to recover the full settlement you deserve for your injuries. While you can attempt to negotiate on your own, accident victims who hire an attorney almost always receive higher settlements than those who don’t – even when accounting for legal fees. And when it comes to legal fees, you should know that there are no out-of-pocket costs and your legal team will only be compensated if a settlement is obtained for you. This means that your attorney is just as eager as you to ensure that you don’t settle too early or for an amount that is less than you deserve.
We Offer the Legal Support You Need
If you have been seriously injured, you should turn to a legal team that can help you minimize your interactions with insurance adjusters while fighting for you to maximize your recovery. As the Miami personal injury attorneys of The Pendas Law Firm, we have the tools and experience necessary to obtain a favorable settlement or verdict. We know how to help accident victims maximize the settlements they receive after a serious accident caused by the negligence of others. Contact us today for a free consultation to learn more about how we can assist you in pursuing your claim.
The Pendas Law Firm also represents clients in the West Palm Beach, Ocala, Tampa, Bradenton, Fort Myers, Jacksonville, Fort Lauderdale, Orlando and Daytona Beach areas.