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Handling Your Medical Bills After a Florida Auto Accident


According to the Florida Highway Safety and Motor Vehicles website, Florida recorded a total of 139,970 injury crashes in 2020 alone. Such numbers show that injuries are a common occurrence in car accidents. With an injury, comes the need for you to seek medical attention. In fact, seeking medical attention should be among the first things you do after an accident. Unfortunately, medical care in Florida, and the US, in general, can be expensive. When you suffer a severe injury in an accident, you might have to spend a substantial amount of money on treatment.

Accident victims in Florida have the right to seek compensation from at-fault parties. However, obtaining compensation from an at-fault party can take time. If you were injured in an accident, you require immediate medical attention. Therefore, you can’t sit and wait to seek medical attention after being compensated by an at-fault party.

It is important to note that you are entirely responsible for your medical bills until you obtain compensation from an at-fault party. Fortunately, there are various options that can help you pay for your medical bills before your settlement comes in. Learning about these options can help you avoid feeling confused after an accident. Also, considering that not each accident victim is qualified to file a personal injury lawsuit against another party would help you to know the different options that can help you pay for your medical bills after a Florida car accident.

Florida’s No-Fault Car Insurance Cover

Whether you are involved in a car accident as a motorist in your car, or a passenger in another vehicle, you can claim compensation from your PIP coverage after a Florida auto accident. Regardless of who or what caused the accident, PIP can pay up to $10,000 of your medical costs. Although obtaining compensation from your insurance company should take a relatively short amount of time, you should work with an experienced attorney, because, at times, getting compensation even from your insurance company can be challenging.


Medical payments coverage or Med-Pay is optional in Florida. Nonetheless, you might benefit a lot if you have this type of coverage in your auto insurance policy. Just like PIP, Med-Pay can cover your medical costs regardless of fault. Depending on the type of coverage, Med-Pay can cater for the amount PIP cannot cover.

Medicare and Medicaid

Government-run programs like Medicare and Medicaid can also come in handy. If you qualify for Medicare or Medicaid, these government-run programs can pay your medical bills. Nonetheless, you must note that you may need to repay a Medicare or Medicaid lien when Medicaid or Medicare pays your medical costs.

How Will I Pay My Medicare or Medicaid Lien?

You will most likely be required to repay a Medicaid or Medicare lien if you have a pending personal injury lawsuit. The compensation you obtain from the claim is what you will use to reimburse your lien.

Contact Us for Legal Help

It is crucial for you to determine the best way of handling your medical bills right after your car accident to ensure you protect your health. Our Fort Lauderdale personal injury attorneys at the Pendas Law Firm can advise you accordingly. We can also help you file a lawsuit against an at-fault party and obtain the compensation you deserve. Contact our offices today to schedule a free, no-obligation consultation.

The Pendas Law Firm also represents clients in the Orlando,  Daytona Beach, Ocala, Tampa, Bradenton, Jacksonville, Fort Myers, Miami, and West Palm Beach areas.



Read What Others Have To Say About Us

  • “I'm very happy with this firm... Joel is an excellent attorney and Carolyn is an amazing paralegal, After been ditched from another law firm, Pendas took care of me and they won my case. I recommend them 100%...” - Jacksonville -

    Maria Pastor
  • “This law firm is amazing. I love how they always try to stay/keep in contact with you. It shows that they really care and want everything taken care of correctly, Thank You!...” - Orlando -

    Shantelle Blackwell
  • “I'm very thankful for all the attention of all the Pendas staff that took care of my case and helped me through the process, thanks for your patience, collaboration and comprehension!...” - Tampa -

    Carlos Guadalupe
  • “The Pendas Law Firm was amazing! They are very kind, professional, and hard-working! They always kept me informed. Larry Trias was great to work with! I always recommend Pendas to family and friends. Thank you for helping me with my case!” - Fort Myers -

    Heather Pepper
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Their staff speaks Spanish and you feel like family.” - Orlando -

    Ian Brito
  • “I would definitely recommend this firm. The staff really helps you and they actually show you that they care, especially Siomara Roldan. She has been a great help for my family and myself, she is always helpful with any questions.” - Tampa -

    Wilmer D Santana Rodriguez
  • “5 stars for these guys! Hays Mathis got my case settled without going to court for a sum that dwarfed what the other guys were advising me to take. I highly recommend Hays not only because he does the work to get it done but he cares about the client and outcome as well!” - Jacksonville -

    Mike Reilly
  • “Pendas is the best! The paralegals are very attentive to your case, knowledgeable, and communicative! The attorney also won’t just be there the day of your sign up, but all throughout the process as needed. I truly recommend Pendas!” - Orlando -

    Ben Fitzgerald