Switch to ADA Accessible Theme Close Menu

WE'RE HERE FOR YOU.

A constant source of help for your family in times of need, we’re available 24/7 in person, by phone and video conference. Call us anytime for an always free consultation.

Florida Personal Injury Lawyers
Call, Text, or Chat: 1-888-LPENDAS
(573-6327)
Free Initial Consultation
protected by reCAPTCHA Privacy - Terms

Bad Faith Insurance

BadFaithInsurance

Once you purchase your insurance coverage, it is your duty to pay your premiums without fail. When you dutifully pay your premiums, you expect that your insurance company will uphold its promise of responding to your claims or claims filed by third parties on time and fairly. Unfortunately, more often than not, insurance holders learn the hard way that most insurance companies are only concerned about protecting their interests. Many Floridians find out the hard way that many insurers will do anything to get out of compensating insureds.

An insurer acts in bad faith when they do things such as unreasonably denying a claim, delaying payment, failing to investigate, or negligently investigating a claim.

If you are a victim of bad faith insurance, you should know that insurance companies have an obligation to act in good faith and failure to act in good faith is a violation of state law. Therefore, you are allowed to take legal action against an insurer that acts in bad faith.

Types of Bad Faith Insurance in Florida

Generally, there are two types of bad faith insurance in Florida: first- and third-party bad faith insurance.

First-Party Bad Faith Insurance

First-party bad faith insurance happens after you file an insurance claim with your insurance company, only for the insurer to act in bad faith. Such bad faith insurance can arise if your insurer unreasonably denies your claim, fails to investigate your claim properly, or delays your payment.

Third-Party Bad Faith Insurance

Third-party bad faith insurance happens when another person files a lawsuit against you, only for your insurance company to act in bad faith towards you. You are a victim of third-party bad faith insurance if your insurer fails to defend you after another person files a lawsuit against your insurance coverage. Even when an insurer defends an insured, an insured can fall victim to third-party bad faith insurance if their insurer negligently defends them. Additionally, third-party bad faith insurance arises when insurers fail to settle. You might be subjected to excess liability if your insurance company fails to settle a claim filed against you by a third party.

Many other actions can constitute bad faith insurance. So, if you think you are a victim of either first- or third-party bad faith insurance, consult a qualified attorney to find out if you have a case. Additionally, it is essential to note that some actions, such as your insurer sharing a different opinion from yours, do not constitute bad faith.

Handling Bad Faith Insurance

The best way for you to handle bad faith insurance is for you to involve a qualified attorney. It would be best for you to avoid confronting your insurer without expert help.

Legal Help Is Available

If you believe you have a bad faith insurance case, talk to a qualified attorney to discuss your case. Reach out to our Tampa personal injury lawyers at the Pendas Law Firm to learn whether you have a bad faith insurance claim. If your insurer is acting in bad faith towards you, meaning you have a case, we can help you explore your legal options. Contact us today to schedule a free, no-obligation consultation.

The Pendas Law represents clients also in the Orlando, Jacksonville, Daytona Beach, Ocala, Bradenton, Fort Myers, Fort Lauderdale, Miami, and West Palm Beach areas.

Resource:

leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0624/Sections/0624.155.html

Read What Others Have To Say About Us

  • “I'm very happy with this firm... Joel is an excellent attorney and Carolyn is an amazing paralegal, After been ditched from another law firm, Pendas took care of me and they won my case. I recommend them 100%...” - Jacksonville -

    Maria Pastor
  • “This law firm is amazing. I love how they always try to stay/keep in contact with you. It shows that they really care and want everything taken care of correctly, Thank You!...” - Orlando -

    Shantelle Blackwell
  • “I'm very thankful for all the attention of all the Pendas staff that took care of my case and helped me through the process, thanks for your patience, collaboration and comprehension!...” - Tampa -

    Carlos Guadalupe
  • “The Pendas Law Firm was amazing! They are very kind, professional, and hard-working! They always kept me informed. Larry Trias was great to work with! I always recommend Pendas to family and friends. Thank you for helping me with my case!” - Fort Myers -

    Heather Pepper
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Their staff speaks Spanish and you feel like family.” - Orlando -

    Ian Brito
  • “I would definitely recommend this firm. The staff really helps you and they actually show you that they care, especially Siomara Roldan. She has been a great help for my family and myself, she is always helpful with any questions.” - Tampa -

    Wilmer D Santana Rodriguez
  • “5 stars for these guys! Hays Mathis got my case settled without going to court for a sum that dwarfed what the other guys were advising me to take. I highly recommend Hays not only because he does the work to get it done but he cares about the client and outcome as well!” - Jacksonville -

    Mike Reilly
  • “Pendas is the best! The paralegals are very attentive to your case, knowledgeable, and communicative! The attorney also won’t just be there the day of your sign up, but all throughout the process as needed. I truly recommend Pendas!” - Orlando -

    Ben Fitzgerald