How To Scare an Insurance Adjuster (Into Paying You What You What You Deserve)
After suffering an injury due to another party’s negligence and filing a personal injury claim, you must deal with an insurance adjuster from the negligent party’s insurance company. Insurance companies employ insurance adjusters to investigate personal injury claims and determine the outcome of the claims. Insurance adjusters are there to ensure claims are processed fairly. However, while many insurance adjusters do their work as required and ensure a fair outcome, some are unethical. Some insurance adjusters employ dirty tactics to escape or minimize liability. Some insurance adjusters try to intimidate claimants so they can give up or accept low settlement offers. However, insurance adjusters are people too. The same way they scare claimants into giving up or accepting low settlement offers is the same way claimants can scare them into making fair settlement offers. In this article, we share some things you can do to scare an insurance adjuster into paying you what you deserve.
Dirty Tricks Insurance Adjusters Use
Before going into how to scare an insurance adjuster, it is beneficial to discuss a little about the dirty tricks insurance adjusters use to escape or minimize liability. The following are some of the dirty tricks insurance adjusters use;
- Prolonging the claims process
- Disputing the extent of injuries and damages
- Challenging the validity of the claim based on policy terms
- Using aggressive negotiation tactics
- Shifting blame to the claimant or third parties
- Arguing that the injuries existed before the accident
How Can You Scare an Insurance Adjuster Into Making a Fair Settlement Offer?
Scaring an insurance adjuster does not mean getting angry at them or threatening them. In fact, you should not display your anger or issue threats. Instead, it entails showing the adjuster that you are prepared, smart, and not easily influenced. There are several ways to do this, including the following;
Understand Your Rights
The first step in intimidating an insurance adjuster is understanding your rights. One of the main reasons insurance adjusters are able to intimidate or scare claimants is most claimants don’t know their rights. Read about Florida insurance and personal injury laws. For example, read on comparative negligence laws.
Gather Enough Evidence
Gather all relevant evidence, including medical records, pay stubs, employer testimony, accident reports, photos, and witness statements. Having as much evidence as possible puts you in a stronger negotiating position. The more the evidence, the harder it is for the adjuster to deny your claim.
Know the Value of Your Claim
Demonstrating that you know the true value of your claim can scare an insurance adjuster into making a fair settlement offer. When an insurance adjuster makes a lowball offer, reject the offer in writing and explain why you believe the offer is insufficient.
Hire a Skilled Attorney
Nothing scares an insurance adjuster more than an experienced personal injury attorney. Lawyers have the knowledge and resources to fight for the maximum possible compensation. Hiring an attorney shows you are ready to go to court if necessary.
Contact a Fort Lauderdale Personal Injury Attorney Today
Don’t allow an insurance adjuster to deny or minimize the compensation you deserve. Our Fort Lauderdale personal injury attorneys at The Pendas Law Firm can help you negotiate for the compensation you deserve.
The Pendas Law Firm also represents clients in the Ocala, Orlando, Fort Myers, Miami, Tampa, Jacksonville, Bradenton, Daytona Beach, West Palm Beach, Naples, and Melbourne areas.