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Florida Personal Injury Lawyers > Daytona Beach Personal Injury Lawyer > Daytona Beach Personal Injury Protection Lawyer

Daytona Beach Personal Injury Protection Lawyer 

Personal Injury Protection Attorney Serving Clients in Daytona Beach, Florida

Were you recently injured in a car accident in or around the Daytona Beach area? You should be planning to file an insurance claim, and to do so it is important to understand how personal injury protection benefits can provide you with compensation. In short, since Florida is a “no fault” state when it comes to car accidents and auto insurance, Florida law (Fla. Stat. § 627.736) requires drivers in the state of Florida to carry personal injury protection insurance. Personal injury protection insurance, or PIP insurance, is also known as “no fault” insurance.

If you need help filing a personal injury protection claim, or if you have filed a claim and were denied benefits, an aggressive Daytona Beach personal injury protection lawyer at our firm can assist you.

What is Personal Injury Protection in Daytona Beach?

As we mentioned above, since Florida is a “no fault” car insurance state, all drivers who own and register a motor vehicle in Daytona Beach must carry certain minimum amounts of personal injury protection coverage. Given that Florida is a “no fault” state, anyone who has been injured in a crash caused by another driver may not have the same options available that an injury victim would in another state. For example, PIP coverage does not allow a person to obtain compensation for non-economic damages like pain and suffering.

Florida is one of only about a dozen states in the U.S. that is a “no fault” car insurance state, and that effectively means that an injury victim must go through his or her own insurance in order to be compensated in the event of a serious traffic crash. The type of insurance that you must buy to cover you is PIP coverage. PIP benefits typically can cover:

  • Policyholder (in the policyholder’s car or if the policyholder is a passenger in another vehicle or a pedestrian);
  • Policyholder’s minor children (regardless of where the accident occurs);
  • Members of the policyholder’s household; and
  • Passengers in the policyholder’s vehicle who do not have their own PIP coverage.

Threshold for Filing a Claim Against the Negligent Driver in Daytona Beach

If personal injury protection cannot provide you with full and complete compensation, you may be wondering if you are eligible to file a third-party insurance claim (through the negligent driver’s insurance) or if you are eligible to file a car accident lawsuit against the responsible driver. To do so, and to seek damages for pain and suffering, Florida law (Fla. Stat. § 627.737) requires a plaintiff to show that she has sustained a “serious” injury that necessitates seeking compensation outside the PIP insurance system. A serious injury may include, according to the statute:

  • Significant and permanent loss of an important bodily function;
  • Permanent injury with a reasonable degree of medical probability, other than scarring or disfigurement;
  • Significant and permanent scarring or disfigurement; or
  • Death.

Contact a Daytona Beach Personal Injury Protection Lawyer

Filing a personal injury protection claim can be complicated, and in some cases PIP insurance cannot provide an injured person with the coverage that she or he deserves. To seek help with a PIP claim, or to learn more about lawsuit options after filing a personal injury protection claim, you should get in touch with a personal injury protection lawyer in Daytona Beach today. Contact The Pendas Law Firm to learn more.

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  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

    Joseph Kestell
  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod