Daytona Beach Consumer Protection Lawyer
Consumers can suffer harm in many ways when businesses and individuals violate consumer protection law in Daytona Beach, Florida. For some residents of Daytona Beach, consumer harm comes in the form of harassment or deceptive debt collection practices by debt collectors. In other situations, consumers suffer harm when their insurance companies wrongfully deny claims or fail to properly investigate claims before denying coverage. And in other cases, consumers can suffer physical harm as a result of a dangerous drug or defective household product.
When consumer injuries occur, it is extremely important for the consumer to learn more about filing a claim to seek compensation. In so doing, that consumer can help to hold the responsible party accountable and to prevent other consumers from suffering similar injuries. An aggressive Daytona Beach consumer protection lawyer at The Pendas Law Firm can discuss your options with you today.
What is Consumer Protection Law in Daytona Beach?
Consumer protection law is a broad area of the law that includes many different state and federal statutes that are designed to protect consumers from harm. The types of harm that consumers suffer can also vary widely, from physical and emotional harm to significant financial harm. The following are examples of the types of consumer protection claims we handle in Daytona Beach:
- Product defect claims, or product liability lawsuits: Product defects can occur in almost any time of consumer product, from household items like furniture or appliances to automobile parts to prescription medications and medical devices. While many defective products are recalled before vast numbers of consumers suffer injuries, safety recalls frequently occur because a consumer reported a hazard to the company. Product liability lawsuits can involve claims against the designer of the product, the manufacturer of the product, and even the marketer of the product.
- Consumer fraud cases: There are many different laws that prohibit fraudulent or deceptive practices that can harm consumers, including fraudulent or deceptive debt collection practices under the Fair Debt Collection Practices Act (FDCPA), deceptive or unfair practices by insurance companies under the Florida Statutes, and securities fraud committed by stockbrokers or other financial companies that hire investments and have a fiduciary duty.
- Discrimination against consumers: Some types of consumer litigation claims involve alleged discrimination against consumers. When a consumer applies for credit, or seeks a mortgage, for example, that consumer is protected against discriminatory policies and actions under a variety of federal laws, including but not limited to the Home Ownership and Equity Protection Act and the Equal Credit Opportunity Act.
In addition to numerous federal laws that protect consumers, residents of Daytona Beach and other surrounding areas of Florida are protected under the Florida Deceptive and Unfair Trade Practices Act (FDUTPA). Determining whether you should file a claim under state or federal law can be complicated. In some cases, you may only be able to file under state or federal law, but other situations may arise in which you have a choice. A consumer protection lawyer in Daytona can help.
Contact a Daytona Beach Consumer Protection Lawyer
Do you need assistance with a consumer protection law matter? An experienced Daytona Beach consumer protection lawyer can assist with your case. Contact the Pendas Law Firm to get started.