Switch to ADA Accessible Theme Close Menu
Florida Personal Injury Lawyers

Catastrophic motorcycle accident resulted in a jury verdict.


Auto accident, multi-car crash


Auto accident


Auto accident involving defective airbag


Auto accident


Auto accident


Hospital turned away patient


Auto accident involving tractor trailer


Auto accident


Car accident


Golf Cart Accident

Call: 844-200-0000
Free Initial Consultation
Do you opt in to being contacted via SMS texting or phone call?
protected by reCAPTCHA Privacy - Terms

Ocala Sinkhole Lawyer

Florida is no stranger to natural disasters contributed to by climate disaster. Hurricanes and tropical storms ravage the state just about every year, tornadoes touch down frequently, and even dangers from below are ever lurking in the form of sinkholes and catastrophic ground cover collapse. According to the Florida Senate Committee on Banking and Insurance, and reported on by CNN, there were 24,671 sinkhole claims between 2006 and 2010 for an average of almost 17 claims a day. Loopholes in Florida state law enable insurance companies to deny claims easily in many cases, which is why you need to work with an Ocala sinkhole lawyer to maximize your chances of success.

What is Catastrophic Ground Cover Collapse?

Sinkhole coverage used to be required in every homeowners’ insurance policy. Over the years, insurers realized that sinkholes are not only a costly problem here in Florida, but that they could change the law by funding politicians for election, and therefore save hundreds of millions of dollars a year by being able to deny sinkhole claims. In 2007, homeowners were required to start purchasing additional policies to cover sinkhole damage. The law was changed to include new language for sinkholes, which would be called “catastrophic ground cover collapse” in the future depending on the size of the collapse.

Insurance companies are required to cover the peril now known as catastrophic ground cover collapse, but are no longer required to cover sinkholes unless the homeowner purchases additional coverage. But what it the difference between the two? A sinkhole, according to National Geographic, is a collapse in the ground cover caused by the subsidence of rock and soil underneath. Florida has karst topography, meaning that the bedrock is porous. This allows groundwater to move freely, slowly eroding the limestone over decades and centuries; eventually a cavern is formed. When enough bedrock is eroded, there is not enough to support the soil and top surface above, resulting in a collapse called a sinkhole. Catastrophic ground cover collapse is the same exact natural phenomenon, but certain legal elements must be present in order for it to be a covered peril by an insurance company’s standard, non-sinkhole, policy. These elements include:

  • The abrupt collapse of the ground cover visible to the naked eye;
  • Structural damage to the covered building that includes damage to the foundation;
  • The covered building suffers a degree of damage resulting in it being condemned or ordered to be vacated by a governmental agency.

Events That Can Cause a Sinkhole

With enough time, any underground cavern carved out by the erosion of water will result in a collapse. However, some sinkholes occur sooner than they otherwise would due to:

  • Rapid lowering of the water table; and
  • Flooding or increased precipitation.

Human activity can also cause a sinkhole. This activity includes:

  • Over consumption of groundwater;
  • Building on an abandoned mine;
  • Broken water main;
  • Building artificial industrial storage ponds;
  • Sewer pipes collapse; and
  • Drilling water wells.

Our Ocala Sinkhole Lawyers Can Provide the Financial Relief You Are Looking For

Whether you have sinkhole coverage or not, you need an attorney to file your claim and recover the full amount of compensation you need to rebuild your home and cover all of your damages. Call one of our experienced Ocala sinkhole damage attorneys at The Pendas Law Firm today at 1-844-200-0000 to schedule a free consultation.

Share This Page:

Read What Others Have To Say About Us

  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

    Joseph Kestell
  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod