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Florida Personal Injury Lawyers > Ocala First Party Storm Damage Lawyer

Ocala First Party Storm Damage Lawyer

If your roof was torn off in a hurricane, your floors and walls were ruined due to water damage, your windows were shattered by flying debris or vandals during an evacuation, or your entire home was devastated and ruined in a tropical storm or hurricane, your homeowners’ insurance company is there for you, except when it denies your claim, which happens more often than would be expected. As a homeowner, you hope and expect that your first party storm damage claim will be accepted by your insurer, yet more often than not, little should be expected of their good faith if you do not work with an attorney who can apply legal pressure to hold them accountable. The Ocala first party storm damage lawyers of The Pendas Law Firm are available to help you do just that.

First Party Claim Vs. Third Party Claim

  • First party claim: You are making a claim against your own insurance policy.
  • Third party claim: You are making a claim against another party’s insurance policy.

Third party claims are made against your own homeowners’ insurance policy to cover damages to your property, while third party claims are generally made against another party’s insurance policy for a personal injury such as being hit by a car while walking or driving. You may be able to assign first party benefits to a third party, such as a contractor for making repairs to your home after flooding, for example.

Climate Crisis and What it Means for Florida First Party Homeowners’ Insurance Claims

Hurricanes and tropical storms are increasing in number and frequency due to human-caused climate crisis, according to numerous studies and meta analysis by the National Oceanic and Atmospheric Administration (NOAA). Along with rising ocean (and land) temperatures, sea level rise is causing higher storm surge, which is the greatest risk to human life and property during tropical storms and hurricanes in Florida, the South, and the East Coast in general. Catastrophic category four hurricanes are predicted to increase in frequency by more than 90 percent, according to some researchers, during the 21st century. Already, the largest storms today carry 71 percent more rain than the largest rainfall events in 1958, according to Popular Science.

What does this mean for Florida homeowners? It means that not only will we suffer increasingly worse property damage in the years and decades to come, but it will become increasingly difficult to get our insurance companies to fully cover the damage. Insurance companies care first and foremost about profit, and paying out millions and billions of dollars in damages to tens of thousands of Florida residents after a major storm is a serious profit loser. By denying claims, insurers can stay healthily in the black, at the cost of leaving their customers in desperate need. Working with an attorney is the only way to ensure that you get the benefits needed to repair your home and property.

An Ocala First Party Storm Damage Attorney Can Help Get Your Benefits

If your claim was denied in bad faith, or there was simply an error with your paperwork, an attorney can help solve your problem. Reach out to the experienced Ocala first party storm damage attorneys at The Pendas Law Firm for help today by calling 1-844-200-0000 to schedule a free consultation.

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  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

    Joseph Kestell
  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod