Switch to ADA Accessible Theme Close Menu
Florida Personal Injury Lawyers

Catastrophic motorcycle accident resulted in a jury verdict.


Auto accident, multi-car crash


Auto accident


Auto accident involving defective airbag


Auto accident


Auto accident


Hospital turned away patient


Auto accident involving tractor trailer


Auto accident


Car accident


Golf Cart Accident

Call: 844-200-0000
Free Initial Consultation
Do you opt in to being contacted via SMS texting or phone call?
protected by reCAPTCHA Privacy - Terms
Florida Personal Injury Lawyers > Ocala Personal Injury Lawyer > Ocala Personal Injury Protection Lawyer

Ocala Personal Injury Protection Lawyer

Who you get hit by matters. If you get injured in a car, bike, or motorcycle wreck, or get hit by a motor vehicle as a pedestrian, there is an unfortunately high chance that the negligent party will not have a large enough insurance policy to pay for your damages. In fact, there is a good chance that the negligent driver will not have any insurance at all. This is particularly troublesome for victims who do not have health insurance, or have very high deductibles. If this worries you, as it should, there is good news. Personal Injury Protection (PIP) insurance can be purchased at a relatively low cost to increase your financial shield against negligent drivers. In fact, PIP insurance can be applied to your hospital bills and other expenses even if you are found to be at fault for the crash. The Ocala personal injury protection lawyers at The Pendas Law Firm can help you file a lawsuit against the party who caused your injuries if you were recently involved in a traffic collision.

How Personal Injury Protection Insurance Works

Personal Injury Protection Insurance works like health insurance. It covers medical bills and travel expenses to and from medical appointments for you and your family members in the event that you are injured in some type of traffic incident. PIP insurance does not kick in if you get injured at work moving heavy boxes or if you slip and fall going down a flight of stairs in a restaurant. The best way to think of PIP insurance is as health insurance for transportation collisions. It does not cover replacement costs or repair costs to your vehicle, but it does cover your medical expenses whether or not you have health insurance as well. PIP covers you and your family members when:

  • You or your family members are driving in your car;
  • You or your family members are driving in another person’s car;
  • You or your family members are a passenger in any car;
  • You or your family members are walking or riding a bike; and
    Anyone driving or riding in your car at the time of the crash.

Lost Wages and More

PIP insurance does not just cover medical expenses, it also covers up to 60 percent of your lost wages. The minimum PIP policy that Florida drivers need is a  is a $10,000 PIP policy and a $10,000 property damage liability policy. The former pays for your own damages, while the latter pays for the other party’s property damage in the event that you caused the crash. If the other party caused the crash, your PIP insurance does not cover their auto damage.

Why You Need PIP Insurance in Florida

Florida has the highest number and highest rate of uninsured drivers in the country, according to The Insurance Journal. 26.7 drivers choose to drivers without auto insurance, meaning that if they hit you there will probably be nothing to pursue to cover your damages. You could potentially sue them personally, but chances are they their assets and property are worth next to nothing. Additionally, Florida is routinely in the top 10 when it comes to worst drivers by state, and has been ranked number one two years in a row before, according to ABC Action News.

Our Ocala PIP and Auto Collision Attorneys Can Help

The Ocala lawyers at The Pendas Law Firm can help you purchase PIP insurance, in addition to file a lawsuit against the party who caused your injuries if you were recently involved in a traffic collision. Call us at 1-844-200-0000 to schedule a free consultation today.

Share This Page:

Read What Others Have To Say About Us

  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

    Joseph Kestell
  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod