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Florida Personal Injury Lawyers > Fort Myers Personal Injury Lawyer > Fort Myers Workers’ Compensation Lawyer

Fort Myers Workers’ Compensation Lawyer

The average cost of three-day stay in a U.S. hospital is $30,000, according to healthcare.gov, which is more than the average new car. Fixing a broken leg can easily run as high as $7,500. When an accident at work puts you in the hospital or causes an injury that keeps you from being able to perform your normal duties, you are owed workers’ compensation to help pay for the bills. This no-fault financial tool is a safety net, built into the fabric of our society and paid for by you and other taxpayers with every paycheck. Workers’ compensation is there for anyone who needs it that was injured because of the work they do, and is financed through payroll tax. Employers often attempt to deny their employees this rightful benefit by claiming that the accident did not happen at work, the employee was negligent, or that the injury is being faked. Some employees go so far as to attempt to cover up the evidence after the fact, all in an attempt to keep their insurance rates down. If you have been injured on the job, contact an experienced Fort Myers workers’ compensation lawyer at once.

Calculating Your Workers’ Compensation Premium in Fort Myers can be Difficult

The first step to find out what your workers’ compensation premium will be is to calculate your manual premium, which is based on the wages of your specific classified code of work and and your company’s payroll (per $100). The specific work you do, based on your classified code, will be a large deciding factor in the final outcome of your compensation rates (rates vary widely based on the danger and risks associated with a given occupation). For example, the 2014 classification rate for a textile fiber manufacturer (a low risk occupation) was $2.05, while the 2014 classification rate for an iron or steel erection worker on frames structures two stories or under was $46.42, according to Florida Workers’ Compensation Insurance. After the manual premium is calculated, based on the code classification, it is then multiplied by the experience modification rate (a figure that is usually 1.00, depending on how many accidents your company has had in the past). After that, there are three premium credits that Florida businesses may use to deduct the premium. The credits are the Safety Credit, Drug Free Credit, and the FCCPAP. Finally, three adjustments are made (the premium discount, expense constant, which is $200 in Florida, and the terrorism fee). The main three factors, however, are as follows:

Company Payroll (per $100), multiplied by the Classification Rate, multiplied by the Experience Modification Rate

Contact our Experienced Fort Myers Workers’ Compensation Lawyers

The number that is left over is called the Total Estimated Annual Premium, which will be audited and adjusted if needed to find the actual premium. It can be a difficult and confusing process, and in order to know that you are truly getting what you deserve, and to recieve this crucial financial tool in a timely fashion, you will need the help of an experienced Fort Myers workers’ compensation lawyer. Call The Pendas Law Firm today at 1-844-200-0000 to speak with a successful lawyer today.

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  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

    Joseph Kestell
  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod