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Fort Myers Sinkhole Lawyer

The thought that at any minute, the floor could open up underneath you and consume you, your home, and all of your possessions is a frightening one. It also is not outside of the realm of possibility. In Florida, due to our karst topography (bedrock that can easily be dissolved by rainwater), sinkholes are a real problem. Over many years, the bedrock underneath your foundation can slow be dissolved away by slightly acidic rainwater. What begin as tiny cracks turn into large cracks, passageways, tunnels, and eventually caverns. When the cavern becomes too big and the top layer is no longer able to be supported, a cave-in occurs, which is called a sinkhole, or catastrophic ground cover collapse. The later term was created to differentiate between what is automatically covered by your homeowner’s insurance policy, and what is not automatically covered.

No matter what your insurance provider claims the damage to your home was caused by (either sinkhole or catastrophic ground cover collapse), if you are dealing with claim denials on their part, do not wait another minute to contact a lawyer with extensive sinkhole claim experience in the Fort Myers area. Insurance companies in Florida have been fighting for decades to withhold payment to families that have experienced home damage from sinkholes, and have gone so far as to meddle in Florida law to get out of their rightful obligations to their customers. Contact our experienced Fort Myers sinkhole lawyers today.

The Difference Between a Sinkhole and Catastrophic Ground Cover Collapse

Despite the prevalence of sinkholes in Florida, and their increasing frequency due to human-induced overdevelopment, according to research, at one time insurance providers were not obligated to provide sinkhole coverage to Florida residents. It would be similar to insurance companies not providing tropical storm coverage to Floridians: absolutely ridiculous. However, due to voter pressure, statute 627.606 was created that required insurance providers to include coverage for catastrophic ground cover collapse. As you can see, the term “sinkhole” was specifically not used. While insurance providers must offer sinkhole coverage at an additional premium, sinkhole coverage is still not included in all homeowner policies. The difference between a “sinkhole” and “catastrophic ground cover collapse” comes down to semantics. Florida law defines a sinkhole as “A landform created by subsidence of soil, sediment, or rock as underlying strata are dissolved by groundwater. A sinkhole forms by collapse into subterranean voids created by dissolution of limestone or dolostone or by subsidence as these strata are dissolved.” The law defines “catastrophic ground cover collapse” as the following four criteria:

  • The abrupt collapse of the ground cover;
  • A depression in the ground cover clearly visible to the naked eye;
  • Structural damage to the covered building, including the foundation; and
  • The insured structure being condemned and ordered to be vacated by the governmental agency authorized by law to issue such an order for that structure.

Contact our Experienced Fort Myers Sinkhole Lawyers

As you can see, both terms can be viewed as the same thing, depending on from which point of view you argue. Because of this, if you have suffered any damage due to sinkholes or ground cover collapse, contact The Pendas Law Firm today at 1-844-200-0000 to discuss your options with an experienced Fort Myers sinkhole lawyer.

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  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

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  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod