Fort Myers Personal Injury Protection Lawyer (PIP)
As a driver, you can’t be too prepared for the likely event of a crash. No matter how careful an operator of your vehicle you are, the chances of being involved in a motor vehicle collision are very often too high to overcome if you spend enough time on the road, especially in times of heavy traffic. In 2013, there were 5,687,000 police-reported auto collisions, according to the Rocky Mountain Insurance Information Association. Roughly two million more go unreported every year. These collisions mean that one person dies every 16 minutes on U.S. roadways. The cause? There are many, but a growing concern is electronic device distraction. Contact our Fort Myers personal injury protection lawyers for more information.
In a 2012 study by State Farm, 48 percent of 18 to 29-year-olds frequently used cell phones to go online while driving. In most major cities, at any given time, the confusion and panic of a traumatic two-car crash can be seen on the side of the road by the thousands of rubbernecking drivers inching their way past on the still-open lanes. Irrational optimism prevents us from believing that we will ever be the one strapped to a stretcher and carted away into the back of the ambulance, that is, until it happens to us or a loved one. The dangerous reality of driving is usually only fully realized when it is too late. While you may not be able to prevent the inevitable, you can at least plan for it. Your auto insurance and health insurance are two must-haves for any responsible citizen, but there are additional measures you can take to further prevent financial ruin in the event of a seriously injuring motor vehicle collision. Personal Injury Protection (PIP) insurance provides you and all of the members in your vehicle with an extra layer of financial medical protection.
What Does PIP Insurance Cover?
PIP insurance was originally introduced to reduce the number of minor traffic accident civil suits in Florida court. While auto and health insurance will cover larger costs, PIP insurance can be used to cover medical costs to you and your occupants that regular insurance would not normally cover. With most $10,000 PIP plans, there is a $1,000 deductible that must be met up front. Then, the insurance can be applied to you or any of your passengers. PIP insurance is no fault insurance, which means you will be covered even if the court finds you at fault in the auto collision. PIP insurance can also be used to cover death expenses, lost wages, and travel costs associated with medical care.
Experienced Fort Myers Personal Injury Protection Lawyers
Contact us today to discuss the PIP policy most beneficial for you and your family. The experienced Fort Myers personal injury protection insurance lawyers of The Pendas Law Firm are here to assist you with any of your insurance needs, so give us a call today at 1-888-573-6327.