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Florida Personal Injury Lawyers > Bradenton Personal Injury Lawyer > Bradenton Personal Injury Protection Lawyer

Bradenton Personal Injury Protection Lawyer

What happens when you get in a car wreck and the other party does not have the insurance or finances to pay for your injuries? Or, what if you do not have adequate health insurance to cover the cost? Personal Injury Protection (PIP) insurance adds an additional safety net in situations such as these. It is no-fault insurance, which means that it does not matter if you were at fault for causing the crash. PIP insurance pays for your medical bills, travel expenses to and from your doctor, and some other damages such as lost wages (it can pay up to 60 percent of your wages while you are taking time off of work). Is PIP insurance right for you? Contact an experienced Bradenton personal injury protection lawyer today to discuss the benefits of PIP insurance and we can get straight to work figuring out a policy that will add safety to you and your family.

Who is Covered By Personal Injury Protection Insurance?

One of the most beneficial aspects to personal injury insurance is that it covers not only you, but your family members as well. It covers you and them while you are driving, while they are driving, while any of you are passengers in another person’s vehicle or driving another person’s vehicle, and when any of you are pedestrians or cyclists. Additionally, PIP insurance covers anyone in your car at the time of a collision.

PIP Insurance is Like Health Insurance, Not Auto Insurance

Florida ranks third to last when it comes to state population percentages with health insurance, according to Miami New Times. While health insurance is too expensive for some or too difficult to procure for others, PIP insurance can be seen as either an alternative or an additional layer of coverage to health insurance. It covers medical bills, transportation costs for traveling to your physician, and up to 60 percent of your lost wages. PIP insurance does not cover auto damage, and is not a replacement for auto insurance. The minimum insurance coverage needed to driver in Florida is a $10,000 PIP policy and a $10,000 property damage liability insurance policy, according to the Florida Department of Motor Vehicles.

Limitations of PIP Insurance

The typical PIP policy requires a deductible of $1,000, which means that if your medical damages are less than $1,000, PIP insurance will not help with that accident. And, after the $1,000 deductible, PIP insurance typically only pays for 80 percent of the rest of your medical costs, and stops at the policy limit, which is usually $10,000. PIP insurance can also be applied in fatal auto collisions, and will usually pay up to $5,000 in death benefits.

Contact a Bradenton Personal Injury Protection Lawyer With The Pendas Law Firm Today

The Pendas Law Firm of Bradenton, Florida serves clients who are looking to add financial protection for themselves and their family in the event of an auto accident, in addition to helping injured clients file personal injury lawsuits against the negligent party. Call one of our Bradenton personal injury protection lawyers today for help.

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  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

    Joseph Kestell
  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod