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Florida Personal Injury Lawyers > Bradenton Personal Injury Lawyer > Bradenton Homeowner’s Insurance Claim Lawyer

Bradenton Homeowner’s Insurance Claim Lawyer

Having your homeowner’s insurance claim denied after a natural disaster, burst pipes, vandalism, or robbery adds pain and agony to an already difficult situation. You purchased homeowner’s insurance and paid your monthly premiums to avoid a situation where you are forced to foot the bill of damages that happened beyond your control. You held up your end of the bargain, and now it is your insurance carrier’s turn to pay back what they owe. If you are experiencing lengthy delays, false claims on their part, or a settlement offer that is below what is should be, reach out to an experienced Bradenton homeowner’s insurance claims lawyer to learn about your legal options.

Insurance Providers are Beholden to Their Shareholders First, Customers Second

While home damage is common in Florida due to tropical storms and other incidents, insurance carriers frequently deny coverage to their customers in order to increase their profit margins and please their shareholders. Insurance carriers may drag their feet, deny coverage based on insufficient evidence, or claim that your policy does not cover the specified type of damage. An experienced lawyer can help sort out any misunderstanding on your insurance company’s part, encourage a reasonable settlement in a timely manner, or take them to court if necessary. Common types of home damage in Florida are explained below.

Hurricane, Tropical Storm, Tornado, Flooding, and Wind Damage

During a tropical storm or hurricane, storm surge is the greatest threat to property and human life, according to the National Oceanic and Atmospheric Administration. Storm surge occurs when the strong winds of an offshore storm push water towards land, locally rising the level of the sea to create massive flooding of entire regions. Extraordinarily strong winds are another type of damage that can result in hundreds of millions of dollars of damage throughout a city. During a large catastrophic hurricane, tropical storm, or other natural disaster that affects thousands or millions of people in a region, denial of home insurance coverage becomes more prevalent. The more damage there is to a region, the harder it becomes for your claim to be accepted, let alone responded to within a reasonable amount of time. Hurricanes, tropical storms, tornadoes, flooding, and other wind damage should all be covered by your insurance provider. If they are putting up resistance or delaying, you have a right to take legal action with the assistance of an experienced lawyer.

Other Common Types of Home Damage in Bradenton, Florida

While catastrophic storm damage happens on a somewhat frequent basis in Florida, other types of accidents and human-caused destruction cause serious financial damage as well. Other types of events that cause home damage and should be covered by your insurance provider include:

  • Mold;
  • Fire;
  • Theft;
  • Vandalism;
  • Catastrophic ground cover collapse; and
  • Pipe leakage causing flooding or damage.

A typical homeowner’s policy will cover the following, according to the Florida Department of Financial Services:

  • Structure (such as the house);
  • Other structures (such as sheds or fences);
  • Personal property; and
  • Loss of use.

Contact the Bradenton Pendas Law Offices Today for Assistance

If you have been denied homeowner’s insurance coverage or are facing serious delays with your insurance company, do not hesitate to call the lawyers of the Pendas Law Firm today for immediate help. Our Bradenton homeowner’s insurance claims lawyers are prepared to advocate aggressively on your behalf.

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  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
  • “Speedy & superb handling of clients & cases, kind & caring. Highly recommended professionals. They made everything very easy for us, were outgoing & polite. I would call them again if ever in need, rather than call the larger firms that need to advertise & brag about winnings…Pendas was a pleasant & more personal approach instead of...”

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  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

    Israel Garcia
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod