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Florida Personal Injury Lawyers > Naples First Party Storm Damage Lawyer

Naples First Party Storm Damage Lawyer

Preparing for hurricanes is an annual ritual here in Florida. Every year it seems like there is at least one major storm that produces significant property damage throughout the state. And if your home is one of those damaged properties, you may struggle to get your insurance company to pay out what you are entitled to under your homeowner’s policy.

If you need help dealing with a post-storm insurance claim, the Pendas Law Firm can provide you with legal advice and representation. Our experienced Naples first party storm damage lawyer understands all of the insurance company’s tricks and delay tactics. We know that you just want to get your insurance claim settled so you can get back to rebuilding your house. And our team will make every effort to ensure that your insurer fulfills its contractual obligations to you.

Why Having a Lawyer Matters

Storm damage claims are generally classified as “first-party” claims, meaning they are filed by the policyholder with their own insurer. (A third-party insurance claim is one filed against someone else’s insurance policy, such as when a car accident victim seeks compensation from a negligent driver.) If you own your own home, you likely have some form of homeowner’s insurance that covers storm damage claims.

However, having a policy and getting the insurance company to pay a storm damage claim are two different things. After all, an insurance company makes its money by paying out less in claims than it takes in in premiums. So the insurers train their adjusters to carefully scrutinize claims, looking for any possible justification to either deny or lowball a settlement offer to the homeowner. In many cases, the insurer is betting that the homeowner will take any first offer just to get some money in their hands while they are struggling to rebuild their home.

This is where working with a lawyer is critical. A first party storm damage lawyer can provide you with the benefit of in-depth knowledge of Florida’s insurance laws and how they apply to your situation. A lawyer will conduct their own investigation on your behalf to identify all potential storm damage and prepare a claim on your behalf to ensure that you comply with all relevant policy terms. More to the point, a lawyer can negotiate with the insurance company on your behalf to ensure any settlement is fair and fully compensates you for your covered loss.

Contact The Pendas Law Firm Today

While most storm damage claims are resolved by negotiated settlements, there are scenarios where you may need to take an insurer to court or arbitration to assert your rights. We can help you with that. Our Naples first party storm damage lawyer is prepared to do whatever it takes under the law to ensure you and your family are treated fairly by an insurance company. So if you have suffered storm-related damage to your home or property and need legal advice on what steps to take next, contact the Pendas Law Firm today to schedule a consultation.

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  • “I can’t express how much I appreciate this law firm. I had the honor to deal with attorney Daniel. He kept me updated on my case. I couldn’t ask for a better law firm. Daniel fought for me til the end and got me what I deserved. Thanks Daniel and your team for always being there to answer any of my questions. If I ever need a law firm again...”

    Terry Mcphillips
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  • “Wow I called Pendas Law Firm the other day at their main intake line it was around 11 o’clock at night and I’ve got this wonderful representative his name was Jeffrey Alvarez. This guy was very professional and his compassion was out of this world I don’t know what I would do if I could not have got a hold of him...”

    Luis Sanchez
  • “Thank you for helping us in our time of need. This firm handled my father’s workers comp case, and helped us with every question we had, and we had a plenty. Thankful for the entire legal team!”

    Enilno Resu
  • “I just concluded a case with attorney Michael Sanchez and paralegal Camilo Lopez. I can only say they are exceptional. The customer service is unique, they have been battling alongside me since day 1. They are not only courteous and professional, but they also are amazing at their job. Thanks to them I got a great deal. I am glad I decided to use their services...”

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  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Already recommended them to others in the same circumstances, their staff speaks Spanish and you feel like in family.”

    Ian Brito
  • “Very Professional law firm. They explained to you every detail what to do according to the laws (worker’s compensation). Mr. Danilo Cruz is the best Lawyer and his team. They are very kind, friendly, responsible, I love this firm. They fight for their clients. AwesomeTeam!”

    Lau Rod