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Category Archives: Insurance Claims

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Homeowner’s Insurance Policies Available in Florida

By Pendas Law Firm |

This has been an active hurricane season so far. Puerto Rico and Texas were ravaged by Hurricanes Maria and Harvey. And in Florida, hundreds of thousands of property owners have filed insurance claims for damage caused by Hurricane Irma. Claimed losses are estimated at more than $4.5 billion, according to the Florida Office of… Read More »

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Assigning Your Insurance Benefits

By Pendas Law Firm |

Floridians whose homes were damaged by Hurricane Irma or other tropical storm or hurricane activity are eager to repair their properties. But some insurers are worried that homeowners looking for quick and easy repairs might be vulnerable to assignment of benefits abuse. They urge homeowners to proceed with caution in assigning their insurance benefits…. Read More »

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Frequently Asked Questions About Florida Homeowners’ Insurance Law

By Pendas Law Firm |

Florida insurance law is complex. But understanding your rights and responsibilities as a Florida homeowner is extremely important. Here are the answers to a few frequently asked questions about Florida homeowners’ insurance law. Q: Will my insurance company reimburse me for the actual value of my property before the damage occurred? A: No. Florida… Read More »

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Insurance Company Disputes Effective Date of Flood Insurance Policy

By Pendas Law Firm |

Almost 500,000 insurance claims have been filed in Florida because of Hurricane Irma, and only 17 percent of those claims have been closed, according to recent figures from the Florida Office of Insurance Regulation. Standard homeowner’s insurance policies don’t cover flood damage. In fact, if you were in Irma’s path, you might have sustained… Read More »

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Florida Homeowners without Flood Insurance

By Pendas Law Firm |

Of the people living in Florida’s four southernmost counties, there are 1.3 million homes located in high-risk flood areas, according to data collected by the National Flood Insurance Program (NFIP). Of those 1.3 million, more than 861,000 don’t have flood insurance. The four southernmost counties are Broward, Miami-Dade, Monroe and Collier, which are home… Read More »

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Trump Delays Expiration of National Flood Insurance Program

By Pendas Law Firm |

Hurricane Irma slammed into Florida in September as a Category 4 storm, bringing substantial winds to communities across the state. Irma’s winds uprooted so many trees in Palm Beach County that it could be three months before officials can remove all of the vegetation debris, according to the county Solid Waste Authority. Water damage… Read More »

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Emergency Order Temporarily Bars Property Insurance Rate Increases, Cancellations

By Pendas Law Firm |

Florida Insurance Commissioner David Altmaier recently signed an emergency order temporarily barring property insurance policy cancellations and rate increases. Specifically, companies may not raise rates until December 3 or cancel policies between September 4 and October 15 (this includes policy nonrenewals). The commissioner did this because Gov. Rick Scott declared a state of emergency… Read More »

Accident

Lawmakers Revive PIP Repeal Efforts

By Pendas Law Firm |

Efforts to repeal Florida’s no-fault car insurance system are once again under way. State Sen. Tom Lee, R-Thonotosassa, recently filed a bill that would replace the state’s personal injury protection (PIP) system with a requirement that motorists carry bodily injury coverage and medical payment coverage. This legislation is similar to the recent repeal-and-replace effort… Read More »

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Wind Damage from Tropical Storms and Hurricanes, and Insurance Claim Denials

By Pendas Law Firm |

Tropical Storm Emily hit with almost no warning. Generally, tropical storms and hurricanes form far enough out that Florida residents have enough time to prepare for the rain and wind. But Emily formed overnight in late July and made landfall in Southwest Florida the next morning. Forecasters from the National Oceanic and Atmospheric Administration… Read More »

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National Flood Insurance Program Set to Expire Unless Congress Acts

By Pendas Law Firm |

Florida sees a lot of hurricane and tropical storm activity, including a recent storm that surprised meteorologists by forming just off the coast and then making landfall in Southeast Florida hours later. That was Tropical Storm Emily. The heavy rain that accompanies such storms puts Florida homes and businesses at risk of flood damage,… Read More »

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  • “I'm very happy with this firm... Joel is an excellent attorney and Carolyn is an amazing paralegal, After been ditched from another law firm, Pendas took care of me and they won my case. I recommend them 100%...” - Jacksonville -

    Maria Pastor
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    Shantelle Blackwell
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    Carlos Guadalupe
  • “The Pendas Law Firm was amazing! They are very kind, professional, and hard-working! They always kept me informed. Larry Trias was great to work with! I always recommend Pendas to family and friends. Thank you for helping me with my case!” - Fort Myers -

    Heather Pepper
  • “Their attorneys are absolutely someone you want handling your car accident claim. They communicated with us promptly and thoroughly. I was very happy with our recovery. Their staff speaks Spanish and you feel like family.” - Orlando -

    Ian Brito
  • “I would definitely recommend this firm. The staff really helps you and they actually show you that they care, especially Siomara Roldan. She has been a great help for my family and myself, she is always helpful with any questions.” - Tampa -

    Wilmer D Santana Rodriguez
  • “5 stars for these guys! Hays Mathis got my case settled without going to court for a sum that dwarfed what the other guys were advising me to take. I highly recommend Hays not only because he does the work to get it done but he cares about the client and outcome as well!” - Jacksonville -

    Mike Reilly
  • “Pendas is the best! The paralegals are very attentive to your case, knowledgeable, and communicative! The attorney also won’t just be there the day of your sign up, but all throughout the process as needed. I truly recommend Pendas!” - Orlando -

    McKenzie Czabaj