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Florida Homeowner’s Insurance Claims Lawyer

Proven Insurance Claim Lawyers for Your Insurance Dispute

Has your homeowner’s insurance company denied your valid storm, fire, theft or other insurance claim? Are you dealing with delays, false claims on their part, or a settlement offer below what you believe your coverage should provide?

At The Pendas Law Firm, our Florida homeowners insurance lawyers have built a strong track record of standing up for individuals’, families’, and businesses owners’ rights against insurance companies. Please contact our Florida homeowner’s insurance lawyers today for a free consultation to address the personal and financial challenges posed by your homeowner’s insurance dispute, we have offices in Orlando, Fort Myers, Tampa, Jacksonville, West Palm Beach, Fort Lauderdale & Miami.

Fighting Back Against Storm, Fire, Theft and Other Claim Denials and Delays

We have clear strengths in investigation, case preparation and taking complex claims all the way through a jury trial when that is what obtaining justice requires. Our experience extends to cases arising from:

  • Hurricanes — Getting your homeowner’s policy to pay for hurricane damage can be tricky. Typically policies do not cover flooding and it can be hard to prove what damage was caused due to wind versus due to flooding. If the windows are blown out because of the wind but flooding ensues, chances are the insurance company is going to deny your claim. Another tricky part about hurricane claims is that you are not alone in submitting a claim. According to the Insurance Information Institute, 98% of Florida’s residents live in a coastal county. If a large hurricane hits the Florida coast, insurance companies are going to be inundated with claims. They may not pay enough attention to yours unless you have a lawyer fighting for your claim;
  • Storm — Unnamed hurricanes or other weather phenomenon fall under the category of storms. However, the same challenges can arise with getting a storm claim approved by your insurance;
  • Tornado — Tornados should be covered by your standard homeowner’s insurance policy. If your home experienced more than minor damage you should call the insurance company right away and document any repairs you need to do to make it safe to continue to live in. If you lose your home the insurance company should reimburse you for other living arrangements.
  • Wind — Damage from wind can be minor or catastrophic. However, while a licensed and trusted contractor says that you need a new roof, your insurance company may not;
  • Pipe leak — Insurance companies will accept claims for pipes that burst suddenly and without forewarning, however, they will do everything in their power to deny the claim. They may say it was an older pipe that should have been better maintained or that the leak was not a sudden burst but merely an ongoing leak. If you are submitting a claim it helps to have the records of what maintenance was done;
  • Mold — Mold is a leading cause of asthma and other lung-related medical complications. If you are having trouble with your insurance provider denying coverage, you need the help of an lawyer immediately. Do not wait to take care of mold, as your and your family’s health may be at risk.
  • Fire — If you have experienced a home fire, the trauma and fear that it brings on can be second to none. The last thing you need right now is trouble from your insurance provider;
  • Theft — Proving the value of items stolen from your home can be difficult. An experienced insurance claims lawyer can provide the assistance you need to make your case to your provider;
  • Sinkhole — Sinkholes, or catastrophic ground hole collapse, comprise one of the most difficult types of natural disasters to hold your insurance company accountable for covering. Over the years, there has been much political debate on whether or not insurance providers should cover sinkholes or if homeowners should instead be required to purchase additional insurance options. What has come as a result is the tweaking of terminology. Florida homeowners insurance policies must cover “catastrophic ground hole” coverage, and offer additional protection for sinkholes, according to the Florida Department of Financial Services. To a geologist, they may be one and the same. To an insurance adjuster, on the other hand, it may be a whole different matter.

We have experience analyzing various types of insurance policies, coverage issues and exclusions. We are also familiar with the unscrupulous tactics used by insurance companies to avoid paying homeowners claims altogether or to minimize payments in order to maximize their profits at the expense of homeowner’s.

Contact Our Florida Insurance Claims Lawyers Today

Our Florida homeowners insurance lawyers provide personal service to our clients, beginning with an honest and thorough assessment of the likelihood of success with various legal strategies. Pursuing just compensation requires no added financial risk from you, because we handle homeowner’s claims on a “no win; no fees or costs” basis.

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Read What Others Have To Say About Us

  • “I'm very happy with this firm... Joel is an excellent attorney and Carolyn is an amazing paralegal, After been ditched from another law firm, Pendas took care of me and they won my case. I recommend them 100%...” - Jacksonville, Florida (11/2013) -

    Maria Pastor
  • “This law firm is amazing. I love how they always try to stay/keep in contact with you. It shows that they really care and want everything taken care of correctly, Thank You!...” - Orlando, Florida (05/2014) -

    Shantelle Blackwell
  • “I'm very thankful for all the attentions of all the Pendas staff that took care of my case and helped me through the process, thanks for your patience, collaboration and comprehension!...” - Tampa, Florida (05/2014) -

    Carlos Guadalupe

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